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Palm Beach County · Miami & Southeast Florida

Moving to Delray Beach, Florida

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Delray Beach is one of Florida's most walkable and livable mid-size cities — anchored by the nationally recognized Atlantic Avenue corridor that runs from downtown to the beach, lined with restaurants, bars, boutiques, and galleries. For buyers who want genuine walkability, a social downtown, and beach access in a smaller city, Delray punches well above its size.

Delray Beach at a glance

Median price
$645,000
Property tax
Palm Beach County ~17.0 mills + City of Delray Beach millage.
Flood
Beach and Intracoastal areas carry flood designation; inland areas are lower risk.
Insurance
High FL costs; coastal properties carry combined wind + flood exposure.
Schools
Palm Beach County School District.
Population
~72,000
Weather
Classic South Florida subtropical.

Median sale price $645,000 · May 2026 · 99 days on marketsource: Redfin Data Center

Who it's for

Active adults and retirees drawn to the social scene and walkability; couples and younger buyers who want a beach town with a real downtown rather than suburban sprawl; buyers from the Northeast who want to stay socially active post-relocation; and buyers who want Palm Beach County's lower tax base while staying south of Palm Beach Gardens.

The housing market

Delray Beach's real estate market centers on its walkable appeal — the closer to Atlantic Avenue and the beach, the higher the price. Old School Square and the streets running north and south of Atlantic Avenue offer historic homes and bungalows at premiums. South of Atlantic, Lake Ida and the lake communities offer waterfront options. The west side of I-95 has more conventional suburban inventory at lower price points. Downtown condos have been a growth category as Delray's national profile has risen.

Flood & insurance

Coastal and Intracoastal properties in Delray carry real flood exposure. The beach itself and areas east of US-1 are in FEMA flood zones. Inland Delray (west of I-95) is generally lower risk. Always verify the specific address on the FEMA flood map and get real insurance quotes.

Cost of living

Delray Beach offers a genuinely enjoyable lifestyle at costs below equivalent walkable beach towns in the Northeast. The Atlantic Avenue comparison to Northampton MA or Annapolis MD is apt — and Delray delivers it with better weather and no income tax.

Lifestyle

Atlantic Avenue is the city's defining feature — a genuine Main Street running two miles from downtown to the ocean, lined with hundreds of restaurants, bars, and shops. The beach itself is clean and accessible. Pineapple Grove Arts District adds an arts and gallery scene. Delray is social in a way that many Florida cities aren't, and it has long been popular with active retirees partly because of that social infrastructure.

Getting here

Palm Beach International Airport (PBI) is 25 minutes north. Fort Lauderdale-Hollywood (FLL) is 35 minutes south.

Frequently asked questions

Is Delray Beach a good place to live?

Yes — one of Florida's most walkable and socially active mid-size beach cities. Strong draw for active adults and buyers wanting a genuine downtown.

What are property taxes in Delray Beach?

Palm Beach ~17.0 mills + city millage. On a homesteaded $600K home, roughly $8,500–$9,500/year.

Is Delray Beach in a flood zone?

Coastal and Intracoastal areas yes; inland areas no. Verify per address.

Is Delray Beach good for retirees?

Very — the Atlantic Avenue social scene, warm weather, and walkability make it one of Florida's most popular active-retirement destinations.

How does Delray Beach compare to Boca Raton?

Boca is more polished, expensive, and family-oriented with stronger schools. Delray has more of a social downtown scene and is somewhat less formal. ---

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